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People Share 30 Money Saving Life Hacks That Made The Biggest 30. "if your housing is more than you can afford, all the small tweaks you do to save money on groceries or packing a lunch every single day are going to be high effort and low impact.". These simple tips and tricks can help you manage your money more efficiently, build savings, and achieve your financial goals. image source: magicxcg, rawpixel. when i feel like having something sweet, which is often, i make a mug cake (~$0.36 each) instead of going out and spending $7 on ice cream. image source: automatic bug9841, tools of men. Expenses growing faster than your paycheck? here are the saving money hacks, tips, and tricks you need to save money this year. guys: let’s be real. expenses are a bit out of control. From shopping smarter to cutting down on bills, there are lots of ways to save money in your daily life. with a little creativity, you can find new ways to reduce your expenses and reach your financial goals faster. below are my favorite money saving hacks that actually work. 1. use cash back apps.