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Borrowers who wish to exercise their right to assert errors and/or request information about their mortgage loan account under the Real Estate Settlement Procedures Act must send a request in writing to: Third Federal Savings and Loan; PO Box 605007; Cleveland, OH 44105-0007. Home Equity Loan with Third Federal. With a Third Federal HELOAN, the entire amount is disbursed in one lump sum and paid back based on the agreed terms. Third Federal offers both fixed rate and adjustable-rate loans up to 30 years.
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